Frequently Asked Questions
1. What are the engine CC categories for private car third-party insurance?
IRDAI categorizes private cars into three distinct engine cubic capacity slabs: Upto 1,000 cc, 1,000 cc to 1,500 cc, and Exceeding 1,500 cc, with uniform nationwide rates.
2. Does third-party car insurance cover damages caused by an accident to my own car?
No. Third-party insurance only covers legal liabilities and damages caused to third-party persons or properties. Comprehensive (Own Damage) cover is needed to repair accidental damages to your own vehicle.